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Cornilly

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Posted
8 hours ago, floridarob said:

I'm not into kissing, rarely do I meet someone that I feel that special connection/feelings that I want to kiss...... 

When guys ask me why I don't want to kiss, I tell them it's too gay 😝

This is a good example of people having different requirements.  I think kissing is an integral part of the encounter,  so I always check that it is on the agenda!

Posted
13 hours ago, Cornilly said:

Cadastro de Pessoas Físicas (CPF) an 11-digit taxpayer identification number used for various financial and legal transactions in Brazil.   You can apply for one before you leave.  The UK consulate website says you can obtain them in two weeks.  I am still waiting for mine some 2 months later.  Getting one of these before you go out will make your life easier in so many ways.  It means you will be able to get a bank account, pay locals with the Brazilian QR code person to person system (PIX), and get a local SIM more easily

This isn’t quite correct. Although you first do need a CPF number to get a Brazilian bank account, you ALSO need a residency number. In other words, non-Brazilian citizens or non-residents can’t open Brazilian bank accounts. As a resident here in Rio, I have heard there might be one or two rare incidents of banks allowing tourists or non-residents to open an account, but I have yet to see that confirmed. These are like urban legends! Also, Pix is for quick transfer from Brazilian bank account to Brazilian bank account — but if you do not have an account here and thus no Pix, you can also use a remittance service like Wise or Remitly ot even Western Union to send money into a Brazilian’s account through Pix. It’ll just take more information from both parties, and it can take up to 24 hours for the money to be transferred and deposited (most garotos, especially ones you don’t know and thus, they cannot trust you) will NOT be willing to accept being paid hours or a day after the programa is done.  

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Posted
2 hours ago, hornyfrog said:

This isn’t quite correct. Although you first do need a CPF number to get a Brazilian bank account, you ALSO need a residency number. In other words, non-Brazilian citizens or non-residents can’t open Brazilian bank accounts. As a resident here in Rio, I have heard there might be one or two rare incidents of banks allowing tourists or non-residents to open an account, but I have yet to see that confirmed. These are like urban legends! Also, Pix is for quick transfer from Brazilian bank account to Brazilian bank account — but if you do not have an account here and thus no Pix, you can also use a remittance service like Wise or Remitly ot even Western Union to send money into a Brazilian’s account through Pix. It’ll just take more information from both parties, and it can take up to 24 hours for the money to be transferred and deposited (most garotos, especially ones you don’t know and thus, they cannot trust you) will NOT be willing to accept being paid hours or a day after the programa is done.  

I am a foreigner with a Brazilian bank (Banco Rendimento) account and have been using Pix (recargapay, 99 pay, rendimento bank app) forever. I only have a CPF. I even have a credit card issued by recargapay.

Posted
6 hours ago, Keithambrose said:

This is a good example of people having different requirements.  I think kissing is an integral part of the encounter,  so I always check that it is on the agenda!

You are a romantic after all....

Posted
On 2/18/2025 at 10:12 AM, buttercawan said:

I am a foreigner with a Brazilian bank (Banco Rendimento) account and have been using Pix (recargapay, 99 pay, rendimento bank app) forever. I only have a CPF. I even have a credit card issued by recargapay.

That’s good news. You are truly an outlier. It looks like Banco Rendimento has a Non-Resident Account that requires a CPF and a few other documents to open, but not a residency number like an RG. May I ask exactly you how long have you had this account — like how many years? You say “forever”. 

I strongly suspect that this is a relatively new development for this bank, like with the advent of digital app-based banking. Brief searching shows that other than Rendimento, only Santander and BTG Pactual are also offering non-resident accounts. NuBank has begun setting up some document waivers for its “high deposit” accounts, so that also might be a place to start if one is willing to start with and maintain what probably adds up to several thousand USD or Euros à month in a digital Brazilian bank account. 

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Posted
2 hours ago, hornyfrog said:

That’s good news. You are truly an outlier. It looks like Banco Rendimento has a Non-Resident Account that requires a CPF and a few other documents to open, but not a residency number like an RG. May I ask exactly you how long have you had this account — like how many years? You say “forever”. 

I strongly suspect that this is a relatively new development for this bank, like with the advent of digital app-based banking. Brief searching shows that other than Rendimento, only Santander and BTG Pactual are also offering non-resident accounts. NuBank has begun setting up some document waivers for its “high deposit” accounts, so that also might be a place to start if one is willing to start with and maintain what probably adds up to several thousand USD or Euros à month in a digital Brazilian bank account. 

"Forever" is a figure of speech but I had this Rendimento non-residence account for a few years. I applied when there was a promotion (fee waiver) otherwise the monthly fee makes it not worth it. I am not sure if they have waived it for good.

If you want PIX, Recargapay app is the best option. It can also link your foreign credit card to pay with PIX but this will incur 3/3.5% (sp) fee. Or you can top up by transferring some reais using Remitly. The best thing is your top-up reais in the app accumulate interest (103-110% CDI). A few thousand reais in the app earn me a few reais daily. It also offers virtual and physical credit cards. 

Another app is 99 (ride share) with its 99 pay. With only CPF (limited registration) you can use its pix but it has a limit of 1000 reais per month. I use this and rendimento as a backup when I need to use more than 1000 (max) reais at night - a PIX limit set by bank/gov.

Posted
On 2/18/2025 at 4:49 AM, Keithambrose said:

This is a good example of people having different requirements.  I think kissing is an integral part of the encounter,  so I always check that it is on the agenda!

+1

 

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