ATMs, Online Banking and One-Two-Call

[Gaybutton]

Here is something I didn't know until today. Did you know that if you have a Thai bank account, you can add to your One-Two-Call time at an ATM or through your online banking? It never occurred to me you could do that until I spotted a woman in front of me, on an ATM line, doing it. Until now, I always thought you had to buy a time card at a convenience store or mobile phone shop.

 

You can buy additional time in increments of 50, 100, 500, and 1000 baht. You can do this at any ATM that represents a Thai bank with which you have an account. If you have a Bangkok Bank account, then you have to do it at a Bangkok Bank ATM, using your Bangkok Bank ATM card. It won't work if you are at, for example, a Bangkok Bank ATM, but are using a Bank of Ayudhya ATM card.

 

Just put your card into the ATM, enter your code, and press the button for "payments." You'll easily follow the rest.

 

Out of curiosity I checked my online banking. Sure enough, you can do the same thing online.

 

It's not just One-Two-Call. All of the phone systems that require time cards can be done at ATMs or online.

 

Actually, I don't use One-Two-Call. I have an account with DTAC and I receive a bill once per month, which I can pay online or at any DTAC shop. I prefer DTAC to One-Two-Call because of the convenience of a monthly bill, rather than having to run out and buy time cards all the time. Also, DTAC's per-minute charge is less than One-Two-Call. I still prefer DTAC to One-Two-Call, but at least for me, One-Two-Call just became a lot more convenient if for some reason I ever switch over.

 

By the way, a farang can use DTAC in the same way One-Two-Call is used - with time cards. A farang can only open an account in which he is billed each month if he has a work permit. If you want to do it the way I'm doing it, then you need to find a Thai (he must be at least 20 years old) who will trust you to pay the bill every month. He has to take out a DTAC account in his name, list your address as the billing address, and give you the SIM card.

[Guest gwm4sian]

Here is something I didn't know until today. Did you know that if you have a Thai bank account, you can add to your One-Two-Call time at an ATM or through your online banking?

 

M<aybe you hould try reading other threads on this board, not just your own!!

 

http://www.gaythailand.com/forums/index.php?showtopic=2459

 

(only joking)

 

[Gaybutton]

M<aybe you hould try reading other threads on this board, not just your own!!

 

Right. It was explained so clearly on that thread. How could I possibly have failed to realize?

[Guest gwm4sian]

Right. It was explained so clearly on that thread. How could I possibly have failed to realize?

 

 

So true

 

Difficult to misunderstand things like this isn't it?

 

I have my bank account at Bangkok Bank. You can top off your phone either online, if you have online banking with them, or from any of their ATMs.. Its easy and instant.

 

john

 

 

(PS Only Joking!)

[Guest jtrack33]

As of now, Bangkok Bank online system does not allow you to top up True pre-paid SIMS, but I believe you can via their ATMs. True post-pay can be done online. However, a useful feature of BBank online system is that you are able to pay into any Thai bank account online, regardless of the bank once you have registered your mobile phone number and received the one-time password via SMS. Also at BBank ATMs you are able to pay into any Thai account. Very useful...as long as all your friends don't know about it!

Incidentally, I was able to get a post-pay phone account with True Move without a work permit. This allows you to get All Together call credit from your True Visions cable TV and internet accounts.

[Gaybutton]

Incidentally, I was able to get a post-pay phone account with True Move without a work permit.

 

Both Bank of Ayudhya and Siam Commercial allow payments to True Move.

 

While I'm at it I guess I should explain that the Thai online banking systems, no matter which bank, have sets of customers to whom online payments can be made. It's not like the American system, in which you can use online banking to pay virtually anybody or any business. The Thai banks have a list of clients. Once you are online you select your payees from a drop-down list. Different banks have different payees available.

 

Maybe someone can help me with some information. I'm trying to figure out if the water bill and electric bill, in Pattaya, can be paid online. I haven't spotted anything that looks like a water bill payee. For electric, I've seen Metropolitan Electric Company, but I believe that's the electric company in Bangkok, not in Pattaya.

 

Does anyone know? If either or both Pattaya bills can be paid online at one of the banks, I want to open an account, especially for the electric bill. When you receive your electric bill, they give you 8 days to pay it. If it hasn't been paid by then, they're out there the next day cutting off your electricity. Then you have to jump through several hoops to get it turned back on. Usually, that's no problem, but there have been times when I was traveling when the electric bill arrived and by the time I got back, the electricity had been cut. A major pain-in-the-ass.

 

If the bill can be paid online, I can always get a neighbor to give me my billing information. I wonder if there's a way to receive the electric bill online or at least check it online.

[PattayaMale]

I have the bank pay my water and electric bill directly from my account. You just need to give the details of your account to the bank. The bill is then sent directly to the bank and it gets paid as soon as the bill is received. You still get an invoice sent to your house so you know how much you owed. Of course funds must be available in your account.

 

One caution. Don't just assume they took out the correct amount. Much of this process is still done manually I think.

[Gaybutton]

One caution. Don't just assume they took out the correct amount. Much of this process is still done manually I think.

 

Which bank does that? Have you ever had a problem with them taking out the wrong amount? If yes, how much was taken in error and how was the problem resolved?

 

That's something, at least, but I'd rather have a system by which I'm in control. I'd at least like to know how much the bill is before funds are drawn from my account.

 

 

[Guest gayaffairs]

Did you also know that you can transfer phone credit from one phone to another on AIS by calling *130 and selecting English option.

 

So if you see the b/f playing with your phone and you wonder where all your credit balance went . . .

[Guest jtrack33]

I have had MEA and PEA (Provincial Electric Authority that handles all non-Bangkok billing)direct debit arrangements with Bangkok Bank for the last 8 years and never had a wrong charge. They send the bill copy to you showing the amount they debited last month and the amount and date they will debit in the future for the current month. That still gives you time to empty your account/cancel the transfer if the charge is suspicious. You can set up a direct debit very easily at Bangkok Bank and they will submit the form to the PEA (in your case) and it will take effect for the 3rd payment after the application date. If you need it quicker, you can take the bank-certified form to PEA on Ngam Wongwan Road in Bangkok.

[Gaybutton]

You can set up a direct debit very easily at Bangkok Bank

 

That's very good to know and I certainly appreciate the information. Assuming it can be done in my area, that's just what I'm going to do. Once I get around to setting it up, I'll post about it.