Guest FourAces Posted April 12, 2012 Posted April 12, 2012 Guys obviously yo protect my privacy I can only show you a tiny look at my checking account. But this pic below is real ... look at my available credit! We are gonna have one sweet MER party in Las Vegas on me including transportation I just wish it wasn't a mistake by my bank :sad: Quote
Members MsGuy Posted April 12, 2012 Members Posted April 12, 2012 LOL, I had a client in similar circumstances who bought a house, a car and had a wild old time before the bank caught on to what had happened (several months later). Good luck, FourAces, here's hoping we don't hear about you on the evening news. Quote
Guest CharliePS Posted April 13, 2012 Posted April 13, 2012 Greetings, respected Sir: I am in possession of a lottery ticket purchased by a young lady in Baltimore, who has entrusted it to me. It is worth hundreds of millions of dollars, but she wishes to sell it to someone who will relieve her of the pressure of dealing with the media (she is quite shy). If you will transfer to my private checking account, at the National Bank of Lagos, the sum of $33 million, I will forward the ticket to you in a discreet manila envelope, to redeem as you wish. It would be best if you do not mention this transaction to anyone, to avoid legal hassles. Yr devoted servant and admirer, C-PS. Quote
Guest FourAces Posted April 13, 2012 Posted April 13, 2012 Hmmm I wish I knew the law on this. I love to take some of the money and have some fun:D btw I checked my account to see if it is still there and it is. Whats funny though is I used my debit card for a $1.00 purchase of a soda and it shows it being debited from the 33 mil Quote
Members MsGuy Posted April 13, 2012 Members Posted April 13, 2012 LOL, FourAces, you already pretty much know the law or you would be hitailing it to parts unknown with a suitcase of $100's. The money (&house &car and any other recoverable property that can be traced back to the money) belongs to the bank. Now if someone wanted to dance on the edge of the abyss, he might zero out his true balance and then withdraw the interest on the $33 million as it accrued, leaving the principal amount untouched. Faced with the embarrassing publicity that would be incurred by an effort to recover the missing interest, some bankers would be sorely tempted to just swallow the loss (if it's not too much). Banks really really dislike being seen by the public behaving incompetently. Of course the downside of any such abyss dancing is the distinct possiblity of finding oneself on the wrong end of a felony conversion charge. No sensible person would run such a risk. And a cautious person would pick up the phone tomorrow morning and call his friendly local banker (while he remains friendly) and ask that his account balance be corrected, which course of action I sincerely recommend. The bank is holding four aces. And your chances of a runner runner hit to an inside straight flush draw are infinitely higher than successfully making off with any significant amount of the bank's money. Contemplate for a few minutes that the relevant laws were written by folks in the banking industry's pocket and I'm sure you'll see that some hands are best folded. Quote
Members lookin Posted April 13, 2012 Members Posted April 13, 2012 Now if someone wanted to dance on the edge of the abyss, he might zero out his true balance and then withdraw the interest on the $33 million as it accrued . . . Well, at my bank, that would just about cover the $1.00 for the soda. Quote
Guest FourAces Posted April 13, 2012 Posted April 13, 2012 The bank is holding four aces. And your chances of a runner runner hit to an inside straight flush draw are infinitely higher than successfully making off with any significant amount of the bank's money. LOL now these are terms I can understand .. but you take all the fun out of it Quote
TotallyOz Posted April 13, 2012 Posted April 13, 2012 This is great FourAces. I wish you luck! If it were me, I'm liable to try to get the money ASAP and hi tail it to Rio for the rest of my life. 33 M can buy a lot of protection there! Quote
Guest hitoallusa Posted April 13, 2012 Posted April 13, 2012 But no protection for your conscience. This is great FourAces. I wish you luck! If it were me, I'm liable to try to get the money ASAP and hi tail it to Rio for the rest of my life. 33 M can buy a lot of protection there! Quote
Members MsGuy Posted April 13, 2012 Members Posted April 13, 2012 Well, at my bank, that would just about cover the $1.00 for the soda. At 1%, interest would accrue at not quite $1,000/day. That would pay for a lot of pop. Quote
Guest hitoallusa Posted April 13, 2012 Posted April 13, 2012 I get 2% At 1%, interest would accrue at not quite $1,000/day. That would pay for a lot of pop. Quote
TotallyOz Posted April 13, 2012 Posted April 13, 2012 But no protection for your conscious.. From my what? I don't understand your words hitoallusa. Please use words I understand. Quote
Guest hitoallusa Posted April 13, 2012 Posted April 13, 2012 Oops typo sorry conscience.. It's very late here. From my what? I don't understand your words hitoallusa. Please use words I understand. Quote
TotallyOz Posted April 13, 2012 Posted April 13, 2012 Oops typo sorry conscience.. It's very late here. Sorry my dear. I still don't understand that word. Quote
Members MsGuy Posted April 13, 2012 Members Posted April 13, 2012 But no protection for your conscience. Oz ponders the existential question: Quote
Members JKane Posted April 13, 2012 Members Posted April 13, 2012 Hmmm I wish I knew the law on this. I love to take some of the money and have some fun:D btw I checked my account to see if it is still there and it is. Whats funny though is I used my debit card for a $1.00 purchase of a soda and it shows it being debited from the 33 mil I heard of a similar situation in the past where the customer contacted the bank, asked them to verify that the balance in his account was indeed correct (I believe he even told them he thought it was in error), they said "no, that is the correct balance" so he transferred it out. When they later found out and went after them he was able to show that communication and KEEP THE MONEY. Wish I could remember more details for you! Couple relevant looking Google searches: Bank error in your favor The day I found £250,000 in my bank account --obviously different laws apply I don't know, given how things have been going for you lately, I'd be very tempted to transfer it somewhere like the Caymen Islands or Brazil, once you're sure it's cleared move to a place with no extradition and divide it up between a couple banks and take out a lot in cash... Just be sure to take care of your friends! Or you could use it to convince a casino (or 5) you were a whale and see how much they'd give you free before they realized you weren't putting any out! Quote
Members lookin Posted April 13, 2012 Members Posted April 13, 2012 Well, at my bank, that would just about cover the $1.00 for the soda. At 1%, interest would accrue at not quite $1,000/day. That would pay for a lot of pop. I get 2% Go ahead, rub it in. . . Quote
Guest hitoallusa Posted April 13, 2012 Posted April 13, 2012 Oh my Oz please think of your daughter to be born... How could Levi visit you if you were in jail??? Sorry my dear. I still don't understand that word. Quote
Guest hitoallusa Posted April 13, 2012 Posted April 13, 2012 Lol we are just excited for Four Aces that's all. Go ahead, rub it in. . . Quote
Guest FourAces Posted April 13, 2012 Posted April 13, 2012 I am exploring my options that is about all I can say publically Quote
Members MsGuy Posted April 13, 2012 Members Posted April 13, 2012 On further reflection*, I find the most likely denouement for all this to be as follows: -1- 4Aces will dither around long enough to accrue $50 K in interest. -2- Bank will notice error and recover all the loot. -3- Bank's computer will automatically send a form 1099 to IRS stating 4Aces recieved $50 K interest. -4- Hilarity all around will ensue as 4Aces spends the 2nd worst 6 months of his life trying to convince IRS he doesn't owe taxes, interest & penalty on $50 K in non-existent unreported income and discovering in the process that IRS revenue agents don't want to hear any bullshit about bank errors, they just want their money. -5- One year after 4Aces finally concludes negotiations with IRS, the IRS computer will refer his file to the US Attorney's office for criminal prosecution. More hilarity ensues as our hero endures the worst 6 months of his life.** ---- * Story line based on true life experiences of clients of mine. ** Being put on the 'audit for next five years' list by IRS (just in case) is a cream puff by comparison. Quote
Members RA1 Posted April 13, 2012 Members Posted April 13, 2012 MsGuy- You are doing your very best to persuade a "non-client" to do what is in his best interest. Your efforts are both realistic and humorous. I would like to think "most" of the posters herein are intelligent and able to decide what is in their best interests. I think you have pointed out at least twice what is appropriate here. And, I appreciate it. If I were to win the lottery I would surely seek your advice. Best regards, RA1 Quote
AdamSmith Posted April 13, 2012 Posted April 13, 2012 Schlumberger is headquartered in the Netherlands Antilles. ... Just a random observation. Quote
Guest FourAces Posted April 13, 2012 Posted April 13, 2012 First I love all the responses. I do have to give a extra thumbs up to MsGuy though for making me smile instead of crying .. when I called my bank and advised them of the error. As temoting as it was I grew up a counter culture child and believe in Karma ... and God knows I have had enough bad Karma lately. SO my posting friends I did the right thing thing, at least for the bank. Besides being a mega millionaire isn't as cool as I thought it would be Quote
