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Covid19 insurance offered through TAT

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From The Thaiger

TAT announces update to compulsory Covid-19 insurance for foreign visitors

The Tourism Authority of Thailand has announced today an update about compulsory Covid-19 insurance. They say it’s now “conveniently” available online in a one-stop-shop. Up to now the compulsory Covid-19 insurance, a pre-requisite before foreigners can come to Thailand, under any visa, was through selected insurance providers at their own websites. The Thailand Office of Insurance Commission has allowed the review of its policy, making it easier to find and purchase the compulsory insurance.

“Foreign travellers will enjoy the following advantages of purchasing an OIC-endorsed medical insurance policy, which is available online HERE.”

The update provides additional clarity and ease for people looking to travel to Thailand at this time.

The Thai General Association and the Thai Life Assurance Association, plus 16 leading and non-life insurance companies in Thailand are partnering together with the oversight according to regulations from the OIC to offer the Covid-19 insurance protection program to foreign visitors.

  • The insurance policy has been approved by the Thai government and can be used in the Thai visa application process. Coverage begins immediately upon arrival in Thailand.
  • No need for advance payment or out-of-pocket expenses when admitted at private hospitals nationwide. Insurance coverage does not exceed US$100,000 or about 3.16 million Baht.
  • In the case of death from Covid-19 infection, the insurance company will provide a life insurance benefit of USD $100,000 or about 3.16 million Baht to the beneficiary.

Here’s an example of some of the costs for packages that vary from 30 days to 1 year. The premiums range from 1,600-4,800 Baht for 30 days of coverage; from 2,880-8,640 Baht for 60 days; from 3,840 – 12,160 Baht for 90 days; from 7,680 – 23,040 Baht for 120 days, and from 14,400 – 43,200 Baht for one year.

The Thaiger recommends that, before you make any other travel arrangements about a trip to Thailand, including the booking of flights or ASQ hotels, you should make general enquiries at the Thai Embassy or Consulate-General in your country.

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The following information appears on the website:

Terms & conditions

  1. The above rates are included VAT 7% and Stamp Duty 0.4%.
  2. All benefits are available to the Insured age 1 - 99 years old (Current year - the year the Insured was born) on the date that applied the application.
  3. This policy does not have waiting period.
  4. This policy is not cover any benefits for pre-existing conditions (Cover for COVID-19 only).
  5. This plan covers Loss of life caused by Coronavirus disease (COVID-19) pandemic and Medical Expenses from Coronavirus disease (COVID-19) pandemic incurred in Thailand Only.
  6. This insurance policy does not cover loss or damage due to illness caused by Coronavirus disease (COVID-19) pandemic (complications thereof) that existed prior the period of cover.
  7. All terms and conditions subject to COVID -19 Insurance Policy for Inbound Travellers of the company.
  8. Additional Limitation:
    1. - Limitation for medical expenses from Coronavirus disease (COVID-19) pandemic only.
    1. - Room and board for inpatient must not exceed single standard room cost.
    1. - This limitation does not apply to hospitalization in an I.C.U. according to the medical necessity.
  9. Important Exclusions: This insurance does not cover: Treatment which is not considered a modern medicine, including alternative medicine; Treatment or investigation not related to medical expenses from Coronavirus disease (COVID-19) pandemic.

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